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Yes, you can prepay the entire loan outstanding anytime during the loan tenure after 1 installment, Terms and Conditions may apply depends on the banks.
If the monthly payment for a borrower is delayed for any reason, a penalty fee and penal interest might be charged to the borrower. The borrower’s credit file will also get impacted which will restrict him / her to get credit in the future. Legal action may also be taken against the borrower.
A processing fee is levied on loan, basis the defined pricing matrix followed by the bank. This fee will be deducted from the disbursal amount payable to you.
You can pay your EMIs using electronic transfer of funds,
Personal Loan interest rates are applied depends on pricing matrix followed and standardized by the bank as per customer’s profile
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