Personal Loan in Bangalore

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Best Personal Loan in Bangalore

Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things. Means if you have a requirement of money so the personal loan is the best choice.

Personal loan Eligibility

1. Minimum per month Income of Rs.18500 in Metro cities required.
2..Minimum per Month Income of 17500 required in other cities like Tier 1, 2 & 3.
3. Age Must be above 21 Years.
4. Regular Source of Income with Valid proof of income like – Pay Cheque, Account Transfer. Cash salary is not considered by any bank.
5. Minimum 6 Month stability in current company for Salaried, 2 Years ITR for self-employed / Professionals.
6. CIBIL Score must be above 650 points.

Personal loan Interest Rates

Interest rates on any loan plays an important part so always choose the lowest one is beneficial. Personal loan interest rates for most of the banks starts from 10.99% to 17.50%. Some banks offer special interest rates to its customer on the basis of Company, Profile, Residential status, Income per month. Banks offer lowest rates to only CAT A based company employees. So have a look at major banks personal loan interest rates below:

Personal loan Eligibility

If you want to check for how much loan amount you are eligible, so go through this link which let you know the exact amount on the basis of your Net monthly Income, Liabilities, No. of dependents etc etc

Personal Loan for Self Employed

Almost all banks offer a personal loan to self-employed persons on the basis of business stability & last 2 or 3 years Income tax returns. Interest rates are also on the higher side for the comparison to salaried people.
• Maximum loan amount avail up to 15 lakhs.
• Maximum tenure period is 5 Years.
• Mandatory bank account, Part payment option is not available for self-employed borrowers.

Top Banks for Personal Loans in India


HDFC Bank Personal Loan

HDFC bank offers personal loans to salaried, self-employed, professionals, doctors, CA’s for up to 25 lakh.

Why to choose HDFC Bank?
• No Hidden Charges, Reasonable processing fees
• Special Offers for women borrowers
• Be earning at least Rs. 2000/- per month net income
• Interest Rates starts from 10.99%.p a*

ICICI Bank Personal loan

ICICI Bank offers personal loans up to Rs.40lakh for salaried, up to Rs.50lah for self employed and up to Rs.40 lakh for doctors.ICICI Bank offer flexible repayment option of 12-60* months.
• Interest Rates starts from 10.99%p a*
• Disbursement within 72 working hours
• No Security / No Collateral
• Flexible tenures upto 60 months.

Axis Bank Personal loan

Axis bank’s personal loans will give you a helping hand meet all your personal requirements.
• Loan amount from 50000 to 15 Lakh
• Loan available to salaried individuals only
• Simple procedure, minimal documentation and quick approval
• Rate of Interest starts from 15.00% p.a*
• Available in 65 Locations throughout the India

Bajaj Personal Loan
Bajaj Finserv is the one of the fastest growing company in terms of personal loans as per current market scenarios. Borrowers looking for Bajaj because of its best repayment plans, lowest rates & transparent policy.
• Instant Online Approval
• Funds transfer to your account within 72 hours
• Maximum loan amount of Upto 25 Lakh
• Minimum Income required are Rs.25000
• Processing Fees of 0.5% -2% of the loan amount

Quick Enquiry

Other Loans

  • Personal Loan
  • Home Loan
  • Business Loan
  • Car Loan
  • Credit Card
  • P2P Loan
  • Short Term Loan

Referred the customer overlooking for the loan earn upto

1 Lack Per Month


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