Get Quote From Banks

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BanksRate of InterestProcessing FeeLoan AmountPrepayment Charges Disbursal TimePart Payment Option
Standard Chartered10.99% – 14.49% Rs.999 – Rs.1500Rs.1,00,000 – Rs.30,00,000Upto 5%3-4 Working daysYes
Kotak Bank 10.99% – 16.99% 0.99% – 2.5% Rs.100,000 – Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 – 4 working days Yes
HDFC Bank 10.99% – 19.5% Rs 999 for Special offers otherwise 1% – 2.5% Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 – 4 Days Yes
ICICI Bank 11% – 17.50% Rs.999 for Special offers otherwise 1% – 2.5% Rs.50,000 – Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 – 4 working days No
Citibank11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 – Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% – 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% – 17% Rs.999-2.50% Rs.75,000 – Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
IndusInd Bank 12.99% – 20% 0.5% -2% Rs.1,00,000 – Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% – 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days – 7 days No
Fullerton India 19.50% – 37% 2% Rs.50,000 – Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No

*Terms & conditions apply

Tips to get the Best Personal Loan Deal

  • ALWAYS compare the exact EMI|Processing fee|Tenure|Documents | Terms & Conditions before choosing a bank.
  • NEVER pay any fee to any person to get a loan sanctioned. Processing fees should ALWAYS be deducted from the loan amount.
  • Only give documents to one bank and check whether he is an authorized bank employee or vendor.

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